fix: final-review wave (CSRF guard, fail-closed owner bootstrap, streamed zips, e2e visibility suite)

- Critical 1 (CSRF): core wrap refuses every POST/PUT/PATCH/DELETE whose Origin
  (Referer as fallback) is not publicUrl's origin or STC_ALLOWED_ORIGINS, and
  any body that is not application/json (multipart only on declared upload
  routes). Better Auth routes go through the same guard; only declared
  identity-provider callbacks (SAML ACS/SLO, OAuth callbacks) are exempt.
  Better Auth trustedOrigins use the same list. Session cookie stays Lax
  (Strict breaks OAuth/OIDC/SAML returns); documented.
- Important 4 / learner minor 4: the first-owner claim and the role row are
  one transaction guarded by "no owner yet"; only a unique violation means
  learner; any other error fails the sign-up with 500 and removes the
  half-created user. Serialised per DB handle (Bun's SQLite connection).
- Important 2 / learner minor 12: code zips stream entry by entry (large
  files stored in 256 KB chunks with a data descriptor and incremental
  CRC-32), so memory stays at one chunk; the cap is now 1 GiB (ZIP32).
- Important 3 / learner minor 10: the e2e runs the production wiring
  (productFeatures order, AI drafts through the real sink) against a
  restricted course and asserts 404/401 for learner and anonymous on
  course, lesson, media, cover, code, zip, notes, progress, attempts, AI
  chat, library, search and AI status; a real Range request (206, 416);
  forged writes (foreign Origin, text/plain, no Origin) are 403 and the MCP
  test command never runs.
- Minors 7-9: compose passes every documented variable; the health check
  uses STC_PORT; productFeatures checks the studio-before-AI order.

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>

packages/contracts/test/types.test.ts

@@ -27,7 +27,7 @@ test("contract interfaces accept well-formed literals", async () => {
     secret: "s", publicUrl: "http://localhost:3000",
     importedCoursesDir: "./data/courses", studioReposDir: "./data/studio/repos", studioWorktreesDir: "./data/worktrees",
     cacheDir: "./data/cache", importRoots: ["./data/import-inbox"], uploadMaxMb: 100, aiAllowedBaseUrls: [],
-    transcribeUrl: null, python: "python3",
+    transcribeUrl: null, python: "python3", allowedOrigins: ["http://localhost:3000"],
   };
   const ctx: Pick<ServerContext, "config" | "jobs" | "auth"> = { config, jobs: queue, auth };