Merge main into the anchored model

Main moved on by 27 commits since this branch forked, including three schema
steps of its own (budget folders, placement, nested bills). Resolutions worth
knowing:

- The anchored-model migration becomes 10 -> 11; main's 7 -> 10 run first.
- Main's nextUnconfirmedOccurrenceOnOrAfter walked the calendar grid for
  every cost, which would have shown the slot-model "next due" for an
  anchored bill in the budget tree. Both walks are now generators and the
  lookup dispatches on anchoring, like occurrencesOf.
- A folder's "Bills due" summed only occurrences, and an anchored bill's
  charges are never occurrences, so a charged phone plan read as 0 due.
  budgetTree now adds an anchored bill's charges in the month.
- Main's RecurringSection (with RecurringSplitEditor) supersedes this
  branch's split editor; the anchoring rules are ported onto it: start-date
  validation via startDateNeedsDay, month precision hidden for lastCharge,
  the anchoring control locked once a cost has charges.
- PurchaseDialog keeps main's placement control. The "Recurring cost" select
  replaces main's "Unlink from bill" checkbox, since "None" does the same.
  A bill created from the dialog nests under its post like one from Settings.
- Dropped main's "bounded projection ignores invalid confirmations" test: it
  exercised slot confirmations on a lastCharge cost, which no longer exist.

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>

src/ui/components/SplitEditor.tsx

@@ -39,6 +39,26 @@ export function SplitEditor<T extends SplitTarget>({ draft, posts, onChange }: P
 
   return (
     <fieldset className="space-y-3">
+      <label className="flex items-center gap-2 text-sm">
+        <input
+          type="checkbox"
+          checked={draft.splits.length === 0}
+          onChange={(event) =>
+            onChange({
+              ...draft,
+              splits: event.target.checked
+                ? []
+                : posts[0]
+                  ? [{ postId: posts[0].id, value: 100, absorbsRemainder: true }]
+                  : [],
+            })
+          }
+          disabled={posts.length === 0 && draft.splits.length === 0}
+        />
+        No post — leave this purchase unassigned
+      </label>
+      {draft.splits.length > 0 && (
+        <>
       <div className="flex items-center justify-between">
         <Label>Split across posts</Label>
         <Segmented
@@ -136,6 +156,8 @@ export function SplitEditor<T extends SplitTarget>({ draft, posts, onChange }: P
             : `${fmt.amount(balance)} ${unit} unassigned — the rounding post absorbs it.`}
         </span>
       </div>
+        </>
+      )}
     </fieldset>
   );
 }