feat: refine month totals and recurring purchase entry

build.ts

@@ -6,7 +6,7 @@ import { buildManifest } from "./src/manifest.ts";
 import { FONT_FILES } from "./src/fontCss.ts";
 import { buildFxUrl, parseFxResponse, DEFAULT_FX_API_URL } from "./src/store/fxApi.ts";
 import { FALLBACK_FX_RATES } from "./src/store/bakedRates.ts";
-import type { Currency, FxRate } from "./src/domain/types.ts";
+import { SEED_CURRENCIES, type Currency, type FxRate } from "./src/domain/types.ts";
 
 const basePath = normalizeBase(process.env.BUN_PUBLIC_BASE_PATH);
 const outdir = path.join(process.cwd(), "dist");
@@ -24,7 +24,10 @@ if (!process.env.BUILD_VERSION) {
     // Source archives and Docker contexts may have no Git metadata.
   }
 }
-const version = process.env.BUILD_VERSION || checkoutCommit || String(Date.now());
+const builtAt = new Date();
+const buildDate = builtAt.toISOString().slice(0, 10);
+const buildRef = process.env.BUILD_VERSION || checkoutCommit;
+const version = buildRef || String(builtAt.getTime());
 let checkoutRepository: string | undefined;
 if (!process.env.BUILD_REPOSITORY) {
   try {
@@ -37,7 +40,7 @@ if (!process.env.BUILD_REPOSITORY) {
 const sourceRepository = process.env.BUILD_REPOSITORY || checkoutRepository || "https://github.com/StereotypicalCat/budget2.0";
 
 const FX_BASE: Currency = "DKK";
-const FX_TARGETS: Currency[] = ["USD", "EUR", "GBP"];
+const FX_TARGETS: Currency[] = SEED_CURRENCIES.map(currency => currency.code).filter(code => code !== FX_BASE);
 const FX_TIMEOUT_MS = 8_000;
 
 /**
@@ -55,7 +58,6 @@ const FX_TIMEOUT_MS = 8_000;
  * FX_API_URL overrides the endpoint.
  */
 async function bakeFxRates(): Promise<readonly FxRate[]> {
-  const buildDate = new Date().toISOString().slice(0, 10);
   const describe = (rates: readonly FxRate[]) =>
     rates.map((r) => `${r.currency} ${r.baseUnitsPerOne}`).join(", ");
 
@@ -128,10 +130,10 @@ const result = await Bun.build({
   define: {
     "process.env.NODE_ENV": JSON.stringify("production"),
     "process.env.BUN_PUBLIC_BASE_PATH": JSON.stringify(basePath),
-    // The same `version` the service worker gets, so the colophon can name the
-    // build a bug report is about. Only defined here, never in dev, which is
-    // why it is read through a try/catch accessor.
-    "process.env.BUN_PUBLIC_BUILD_VERSION": JSON.stringify(version),
+    // Source identity and build date are independent. Archives have no Git ref;
+    // the service worker still gets a unique version to identify their assets.
+    "process.env.BUN_PUBLIC_BUILD_VERSION": JSON.stringify(buildRef || "source archive"),
+    "process.env.BUN_PUBLIC_BUILD_DATE": JSON.stringify(buildDate),
     "process.env.BUN_PUBLIC_SOURCE_REPOSITORY": JSON.stringify(sourceRepository),
     // Double-encoded on purpose: the inlined literal must be a JSON *string*
     // for parseBakedRates to parse at runtime.

docs/ARCHITECTURE.md

@@ -62,6 +62,12 @@ aggregate envelope figures over `foldBalances` / `figuresFor`. Overall Spent
 also includes unassigned purchase slices, which have no envelope to fold. A
 closing balance is read from `byMonth[11].remaining`, never re-summed.
 
+The month header's Actual available is entered income minus all actual Spent
+for that month. It includes refunds, unassigned spending and finance-plan slices,
+but no allocation, carry or unpaid expectations. Before the rollover start,
+the month view reads the existing charge calculation directly because the fold
+has deliberately produced no envelope figures yet.
+
 A recurring cost adds a SECOND balance beside it, on its own carry:
 
 ```
@@ -157,6 +163,11 @@ still works.
 
 ## Money
 
+The default currency table seeds new datasets only. JPY, AUD, CAD and MXN join
+DKK, USD, EUR and GBP; existing currency tables are not rewritten. The build
+derives its FX targets from the seed table and carries complete committed
+fallback rates. These rates never replace one an owner has cleared.
+
 A float, deliberately, with two rules that make it safe:
 
 1. **Round at every boundary** via `roundMoney` — after any division, after any
@@ -187,6 +198,11 @@ which also says what re-adding a per-currency override would take.
 
 ## Splits and finance plans compose
 
+Purchase entry defaults to creating a new recurring cost when the owner chooses
+to make a purchase recur. Selecting an existing bill is enabled explicitly in
+Settings by the optional `allowExistingRecurringCost` boolean (absent is false),
+validated on JSON import. Existing purchase associations remain editable.
+
 A purchase can be split across posts *and* spread over months at once. The trick
 is in `charges.ts`: first compute how the **whole** purchase divides across posts
 (`splitPartsOfTotal`), then distribute each month's slice proportionally *to
@@ -211,6 +227,16 @@ explicit zero rule, including a zero monthly override, does have an overspend
 status when its balance is negative. The views use the presence of a rule rather
 than infer it from the numeric allocation, since both cases fold to zero.
 
+## Display preferences and build identity
+
+Monthly chart visibility and Expected's expanded state persist per browser,
+alongside the theme preference. They never enter an exported dataset or change
+the month calculations. Storage errors leave the display controls usable.
+
+Colophon receives a source ref and UTC build date separately from the build.
+The date describes the artifact, not the browser's current day. A source archive
+has no Git ref but still receives a unique service-worker cache version.
+
 ## Things the app deliberately does NOT validate
 
 Adding a "missing" guard here is a regression, not a fix:

docs/PRODUCT.md

@@ -71,6 +71,9 @@ Confirmed and in place:
 - A purchase may have no post. It remains visible in its month and counts in
   Spent, while leaving envelope balances unchanged.
 - Per-month income, entered directly, varying month to month.
+- The month header shows actual available: that month's entered income minus
+  actual spending, including unassigned purchases and refunds. Monthly breakdown
+  can be hidden and Expected collapsed; these choices persist in this browser.
 - Multi-currency (DKK/USD/EUR) against a user-maintained exchange-rate table,
   with an optional on-demand fetch that fails soft and is never required.
 - JSON export/import and ODS (spreadsheet) export, both generated in the
@@ -92,8 +95,9 @@ Confirmed and in place:
   whichever charge was most recent — a phone plan that recharges early when
   its data runs out is the case this exists for. Each due date on the
   calendar model is a projected occurrence the owner confirms into a real
-  purchase; a recurring cost can also be tagged onto a purchase, or created
-  from one, while it is being entered, rather than only from Settings. The
+  purchase; a recurring cost can be created from a purchase while it is being
+  entered. Choosing an existing bill in Add purchase is enabled explicitly in
+  Settings; existing purchase associations remain editable. The
   month view shows what is still expected alongside a second, projected
   balance per post, so a known bill is visible before it is paid without
   touching the reconciled figure a bank statement is checked against.

docs/TODO.md

@@ -10,7 +10,7 @@ task moved to `AGENTS.md`.
 
 **Current state:** the anchored model is merged with budget folders and
 placement. The month pie showcase, browser-stored session backups, and
-unassigned recurring costs are implemented. 881 tests pass across 64 files;
+unassigned recurring costs are implemented. 911 tests pass across 66 files;
 `bunx tsc --noEmit` is clean, and `SKIP_FX_FETCH=1 bun run build` succeeds
 using the committed seed rates.
 

docs/specs/2026-10-03-month-and-purchase-refinements.md

@@ -0,0 +1,96 @@
+# Month and purchase refinements
+
+The owner requested this round on 2026-10-03, with the work queued in TODO
+before implementation. The follow-up added a visible Total-field reset bug.
+
+## Actual available
+
+The month header shows entered income minus actual spending beside Spent.
+This includes unassigned purchases, refunds, foreign-currency charges and the
+selected month's finance-plan slices. Unpaid recurring occurrences do not
+reduce it. Allocation and envelope carry do not enter this calculation.
+Negative values remain visible, and arithmetic and display use dataset digits.
+
+Purchases before the envelope fold's start still count in Spent and Actual
+available. The month view uses the existing charge calculation for those
+months; the rollover fold continues to begin at its configured start.
+
+## Display choices
+
+Monthly breakdown has a Show chart checkbox. Its header and checkbox remain
+visible when the chart and detail list are hidden. Expected has an Expand /
+Collapse button and shows counts for expected, coming-up and overdue entries
+when closed. Closing it preserves any typed confirmation amount.
+
+Both choices default to visible/expanded and persist across months and reloads
+in browser localStorage. This follows the theme decision: display preferences
+belong to this browser, not to the exported budget. Blocked localStorage must
+not stop the app or the controls from working. Neither choice changes money,
+occurrences or confirmation behavior.
+
+## Purchase entry
+
+New purchases begin with Recurring cost set to None. Their recurring option
+creates a new bill from this purchase, rather than selecting an existing bill.
+Creating a bill and its first charge remains one atomic mutation. Calendar
+slots and last-charge date requirements retain their existing rules.
+
+Settings → Recurring costs includes a checkbox to allow selecting existing
+bills in Add purchase. The optional dataset boolean is
+`settings.allowExistingRecurringCost`; absent means false, so existing budgets
+adopt the new default without a migration. JSON import accepts only booleans
+when this field is present. The choice travels with a JSON export.
+
+Editing a linked purchase continues to show its saved association even with
+the setting off, and choosing None can unlink it. Ordinary purchases do not
+automatically become recurring bills. This resolves the default-selection
+ambiguity in favor of an explicit recurring action.
+
+The Total field has its own text state to preserve partly typed money inputs.
+Resetting the dialog now resets that text alongside the numeric draft: new
+purchases start blank and existing purchases start with their saved amount.
+The expanded new-bill form exceeded a phone viewport in a browser check. The
+purchase dialog now caps its height to the viewport and scrolls its contents,
+keeping both the first fields and Save reachable.
+
+## Default currencies
+
+New datasets include Japanese yen (JPY, ¥), Australian dollars (AUD, AU$),
+Canadian dollars (CAD, CA$) and Mexican pesos (MXN, MX$). Existing tables are
+not migrated: the request specified defaults, and editing an established
+table is the owner's action. Every currency still uses dataset-wide precision.
+
+The build's FX targets derive from the seed table. All four have committed
+fallback rates as well as live build-time fetching. The committed rates were
+obtained from Frankfurter's DKK-base quote dated 2026-10-02 and inverted to
+DKK per unit, preserving six decimal places. Like the previous constants,
+these rows are marked manual and seed only new datasets.
+
+Source: https://api.frankfurter.dev/v1/2026-10-02?base=DKK&symbols=JPY,AUD,CAD,MXN
+
+The amount parser strips longer symbols before the plain dollar sign, so
+AU$, CA$ and MX$ work without leaving stray letters in the amount. An explicit
+currency code still disambiguates a symbol collision.
+
+## Build stamp
+
+Colophon shows the source ref and a separate build-time UTC date. An exact
+commit keeps its source link; an uncommitted checkout retains the dirty suffix.
+Source archives say source archive rather than inventing a Git ref, while
+the service worker still receives a unique cache version. Development says
+development and no build date. Browser accessors tolerate an absent process
+global, following the existing Bun environment-inlining rule.
+
+## Verification
+
+Regression coverage exercises the actual money calculation, purchase save /
+reopen, new recurring creation, enabled existing-bill selection, linked editing,
+display persistence, collapse/expand preserving a typed amount, Settings write
+errors, JSON preference validation, symbol parsing and new seed conversion.
+Chrome checks verify the month controls, saving and reopening a purchase,
+persisting the Settings choice to IndexedDB, creating a new bill and its first
+charge together, keeping mobile Save reachable, and production build metadata.
+Desktop and mobile captures cover light and dark themes. Screenshots establish
+layout and console behavior; visual feel still requires the owner.
+The complete suite passes 911 tests across 66 files, TypeScript is clean, and
+production builds succeed at both root and subpath base URLs with seed rates.

src/domain/types.test.ts

@@ -8,7 +8,7 @@ import { DEFAULT_DIGITS, SEED_CURRENCIES } from "./types.ts";
  * assert. What remains true is what a NEW dataset starts with.
  */
 test("a new dataset starts with the currencies the app shipped with", () => {
-  expect(SEED_CURRENCIES.map((c) => c.code)).toEqual(["DKK", "USD", "EUR", "GBP"]);
+  expect(SEED_CURRENCIES.map((c) => c.code)).toEqual(["DKK", "USD", "EUR", "GBP", "JPY", "AUD", "CAD", "MXN"]);
 });
 
 test("sterling carries the pound sign, so \"10£\" parses", () => {

src/domain/types.ts

@@ -33,9 +33,13 @@ export const SEED_CURRENCIES: readonly CurrencyDef[] = [
   { code: "USD", symbol: "$", name: "US dollar" },
   { code: "EUR", symbol: "\u20ac", name: "Euro" },
   { code: "GBP", symbol: "\u00a3", name: "British pound" },
+  { code: "JPY", symbol: "\u00a5", name: "Japanese yen" },
+  { code: "AUD", symbol: "AU$", name: "Australian dollar" },
+  { code: "CAD", symbol: "CA$", name: "Canadian dollar" },
+  { code: "MXN", symbol: "MX$", name: "Mexican peso" },
 ];
 
-/** What a brand-new dataset rounds to. Right for every currency it ships with. */
+/** Initial dataset-wide precision; applies to every currency, including JPY. */
 export const DEFAULT_DIGITS = 2;
 
 /** A float amount paired with its currency. See AGENTS.md for rounding rules. */
@@ -243,6 +247,8 @@ export interface Settings {
   digits: number;
   /** Optional: no migration needed, existing datasets leave it undefined. */
   fxApiUrl?: string;
+  /** Allow linking new purchases to existing bills. Absent means false. */
+  allowExistingRecurringCost?: boolean;
 }
 
 export interface Dataset {

src/domain/views.test.ts

@@ -55,6 +55,50 @@ const data: Dataset = {
 };
 
 describe("monthView", () => {
+  test("actual spending before the fold start counts whether or not purchases have posts", () => {
+    const earlier: Dataset = { ...data,
+      settings: { ...data.settings, foldStartMonth: "2026-02" },
+      months: [{ id: "2026-01", income: { amount: 1000, currency: "DKK" }, ruleOverrides: {} }],
+      purchases: [spend("assigned", "food", 100, "2026-01"),
+        { ...spend("loose", "food", 50, "2026-01"), splits: [] }],
+    };
+    expect(monthView(earlier, "2026-01").totalCharges).toBe(150);
+    expect(monthView(earlier, "2026-01").actualAvailable).toBe(850);
+    earlier.purchases[0]!.splits = [];
+    expect(monthView(earlier, "2026-01").actualAvailable).toBe(850);
+  });
+
+  test("actual available counts refunds, loose FX charges and only this month's plan slice", () => {
+    const actual: Dataset = {
+      ...data,
+      fxRates: [{ currency: "USD", baseUnitsPerOne: 7, updatedAt: "2026-01-01", source: "manual" }],
+      purchases: [
+        spend("spent", "food", 500, "2026-01"),
+        spend("refund", "food", -100, "2026-01"),
+        { ...spend("loose", "food", 10, "2026-01"), total: { amount: 10, currency: "USD" }, splits: [] },
+        { ...spend("plan", "food", 300, "2026-01"), schedule: { slices: [
+          { month: "2026-01", amount: { amount: 100, currency: "DKK" } },
+          { month: "2026-02", amount: { amount: 200, currency: "DKK" } },
+        ] } },
+      ],
+      recurring: [{ id: "bill", name: "Unpaid", folderId: null, order: 0, archived: false,
+        amount: { amount: 2000, currency: "DKK" }, startDate: "2026-01",
+        recurrence: { kind: "everyNMonths", n: 1 }, anchoring: "calendar", splitMode: "percent", splits: [] }],
+    };
+    expect(monthView(actual, "2026-01").actualAvailable).toBe(9430);
+  });
+
+  test("actual available stays negative and follows dataset digits", () => {
+    const actual: Dataset = { ...data,
+      settings: { ...data.settings, digits: 3 },
+      months: [{ id: "2026-01", income: { amount: 1.234, currency: "DKK" }, ruleOverrides: {} }],
+      purchases: [spend("spent", "food", 2.345, "2026-01")],
+    };
+    expect(monthView(actual, "2026-01").actualAvailable).toBe(-1.111);
+    actual.settings.digits = 0;
+    expect(monthView(actual, "2026-01").actualAvailable).toBe(-1);
+  });
+
   test("counts a loose purchase as spent without charging a post", () => {
     const loose: Dataset = { ...data, purchases: [{ ...spend("loose", "food", 75, "2026-01"), splits: [] }] };
     const view = monthView(loose, "2026-01");

src/domain/views.ts

@@ -1,5 +1,5 @@
 import { incomeFor, isOverridden, ruleForPost } from "./allocation.ts";
-import { looseChargesForMonth } from "./charges.ts";
+import { chargesForMonth, looseChargesForMonth } from "./charges.ts";
 import { figuresFor, foldBalances, type Fold, type PostMonthFigures } from "./fold.ts";
 import { roundMoney } from "./money.ts";
 import { compareMonths, monthOf, monthRange, monthsOfYear } from "./months.ts";
@@ -19,6 +19,8 @@ export interface MonthViewModel {
   totalAllocation: number;
   totalCharges: number;
   looseCharges: number;
+  /** This month's entered income minus actual charges; excludes unpaid bills. */
+  actualAvailable: number;
   /** income - totalAllocation. Negative when allocations exceed income. */
   unallocated: number;
   /**
@@ -76,8 +78,13 @@ export function monthView(dataset: Dataset, monthId: MonthId): MonthViewModel {
     rows.reduce((sum, r) => sum + r.figures.allocation, 0),
     baseDigits,
   );
+  // The fold deliberately has no figures before its start, but actual purchases
+  // still count there. Reuse charge calculations without inventing rollover.
+  const assignedCharges = compareMonths(monthId, dataset.settings.foldStartMonth) < 0
+    ? [...chargesForMonth(dataset, monthId).values()]
+    : rows.map(row => row.figures.charges);
   const totalCharges = roundMoney(
-    rows.reduce((sum, r) => sum + r.figures.charges, looseCharges),
+    assignedCharges.reduce((sum, amount) => sum + amount, looseCharges),
     baseDigits,
   );
 
@@ -87,6 +94,7 @@ export function monthView(dataset: Dataset, monthId: MonthId): MonthViewModel {
     totalAllocation,
     totalCharges,
     looseCharges,
+    actualAvailable: roundMoney(income - totalCharges, baseDigits),
     unallocated: roundMoney(income - totalAllocation, baseDigits),
     overspentCount: rows.filter((r) => r.hasAllocationRule && r.figures.remaining < 0).length,
     rows,

src/export/json.test.ts

@@ -54,6 +54,18 @@ describe("round trip", () => {
 });
 
 describe("validation", () => {
+  test.each(["true", 1, null])("rejects a non-boolean existing-bill entry preference: %s", value => {
+    const data = populated();
+    (data.settings as any).allowExistingRecurringCost = value;
+    expect(() => parseDatasetJson(exportDatasetJson(data))).toThrow(ImportValidationError);
+  });
+
+  test.each([true, false, undefined])("round trips the existing-bill entry preference: %s", value => {
+    const data = populated();
+    data.settings.allowExistingRecurringCost = value;
+    expect(parseDatasetJson(exportDatasetJson(data)).settings.allowExistingRecurringCost).toBe(value);
+  });
+
   test("accepts an unassigned recurring cost and its unassigned charge", () => {
     const data = populated();
     const cost = addRecurringCost(data, {

src/export/json.ts

@@ -364,6 +364,10 @@ export function parseDatasetJson(text: string): Dataset {
   requireArray(data, "fxRates");
 
   requireCurrency(dataset.settings.baseCurrency, "settings.baseCurrency", defined);
+  if (dataset.settings.allowExistingRecurringCost !== undefined &&
+      typeof dataset.settings.allowExistingRecurringCost !== "boolean") {
+    throw new ImportValidationError("settings.allowExistingRecurringCost must be a boolean");
+  }
   // One setting, every currency. Bad digits here would round every amount in
   // the dataset to nonsense, so this is checked before anything is folded.
   const digits = dataset.settings.digits;

src/store/bakedRates.test.ts

@@ -4,9 +4,17 @@ import { createSeedDataset } from "../domain/seed.ts";
 import type { FxRate } from "../domain/types.ts";
 import { MissingRateError, toBase } from "../domain/fx.ts";
 
+test.each([
+  ["JPY", 4.22], ["AUD", 462.02], ["CAD", 467.57], ["MXN", 36.31],
+])("a fresh budget can convert a 100 %s purchase without fetching rates", (currency, amount) => {
+  const data = createSeedDataset("2026-10", FALLBACK_FX_RATES);
+  expect(data.currencies.some(def => def.code === currency)).toBe(true);
+  expect(toBase({ amount: 100, currency }, "DKK", data.fxRates, data.settings.digits)).toBe(amount);
+});
+
 describe("the committed fallback rates", () => {
   test("cover every non-base currency and are honestly labelled manual", () => {
-    expect(FALLBACK_FX_RATES.map((r) => r.currency).sort()).toEqual(["EUR", "GBP", "USD"]);
+    expect(FALLBACK_FX_RATES.map((r) => r.currency).sort()).toEqual(["AUD", "CAD", "EUR", "GBP", "JPY", "MXN", "USD"]);
     // "api" would claim a hardcoded number came from a rate service. Settings
     // shows this field to the user.
     expect(FALLBACK_FX_RATES.every((r) => r.source === "manual")).toBe(true);
@@ -19,6 +27,10 @@ describe("reading what the build baked in", () => {
     { currency: "USD", baseUnitsPerOne: 6.812345, updatedAt: "2026-09-02", source: "api" },
     { currency: "EUR", baseUnitsPerOne: 7.456789, updatedAt: "2026-09-02", source: "api" },
     { currency: "GBP", baseUnitsPerOne: 8.712345, updatedAt: "2026-09-02", source: "api" },
+    { currency: "JPY", baseUnitsPerOne: 0.042226, updatedAt: "2026-10-02", source: "api" },
+    { currency: "AUD", baseUnitsPerOne: 4.620218, updatedAt: "2026-10-02", source: "api" },
+    { currency: "CAD", baseUnitsPerOne: 4.675738, updatedAt: "2026-10-02", source: "api" },
+    { currency: "MXN", baseUnitsPerOne: 0.363135, updatedAt: "2026-10-02", source: "api" },
   ];
 
   test("an unset variable falls back to the committed constants", () => {

src/store/bakedRates.ts

@@ -44,6 +44,12 @@ export const FALLBACK_FX_RATES: readonly FxRate[] = Object.freeze([
     updatedAt: "2026-09-02",
     source: "manual" as const,
   }),
+  // Frankfurter's 2026-10-02 DKK-base quote, inverted to DKK per unit.
+  // https://api.frankfurter.dev/v1/2026-10-02?base=DKK&symbols=JPY,AUD,CAD,MXN
+  Object.freeze({ currency: "JPY" as Currency, baseUnitsPerOne: 0.042226, updatedAt: "2026-10-02", source: "manual" as const }),
+  Object.freeze({ currency: "AUD" as Currency, baseUnitsPerOne: 4.620218, updatedAt: "2026-10-02", source: "manual" as const }),
+  Object.freeze({ currency: "CAD" as Currency, baseUnitsPerOne: 4.675738, updatedAt: "2026-10-02", source: "manual" as const }),
+  Object.freeze({ currency: "MXN" as Currency, baseUnitsPerOne: 0.363135, updatedAt: "2026-10-02", source: "manual" as const }),
 ]);
 
 /**

src/store/currencyActions.test.ts

@@ -4,7 +4,13 @@ import { createSeedDataset } from "../domain/seed.ts";
 import { currencyUsage } from "../domain/currencies.ts";
 import type { Dataset } from "../domain/types.ts";
 
-const draft = (): Dataset => createSeedDataset("2026-09");
+// Use the original table so JPY remains a genuinely new/unknown test currency.
+const draft = (): Dataset => createSeedDataset("2026-09", [], [
+  { code: "DKK", symbol: "kr", name: "Danish krone" },
+  { code: "USD", symbol: "$", name: "US dollar" },
+  { code: "EUR", symbol: "€", name: "Euro" },
+  { code: "GBP", symbol: "£", name: "British pound" },
+]);
 
 describe("adding a currency", () => {
   test("appends it with the symbol and name given", () => {

src/store/snapshot.test.ts

@@ -175,7 +175,7 @@ describe("reset", () => {
     // Diverge from the seed in every direction a reset has to undo: an added
     // currency, a renamed post, recorded income and a purchase.
     await store.mutate((draft) => {
-      draft.currencies.push({ code: "JPY", symbol: "\u00a5", name: "Japanese yen" });
+      draft.currencies.push({ code: "CHF", name: "Swiss franc" });
       draft.posts[0]!.name = "Renamed";
       draft.posts.push({
         id: "extra",
@@ -209,7 +209,7 @@ describe("reset", () => {
       "Food",
       "Events and Social",
     ]);
-    expect(after.currencies.map((c) => c.code)).toEqual(["DKK", "USD", "EUR", "GBP"]);
+    expect(after.currencies.map((c) => c.code)).toEqual(["DKK", "USD", "EUR", "GBP", "JPY", "AUD", "CAD", "MXN"]);
     expect(after.fxRates).toEqual(rates);
     expect(after.purchases).toEqual([]);
     expect(after.months).toHaveLength(1);

src/ui/buildVersion.test.ts

@@ -1,5 +1,21 @@
 import { test, expect } from "bun:test";
 import { commitHref, describeBuild, readBuildVersionEnv } from "./buildVersion.ts";
+import * as metadata from "./buildVersion.ts";
+
+test("the build date accessor reads injected metadata and tolerates browsers without process", () => {
+  const savedEnv = process.env.BUN_PUBLIC_BUILD_DATE;
+  const saved = (globalThis as { process?: unknown }).process;
+  try {
+    process.env.BUN_PUBLIC_BUILD_DATE = "2026-10-03";
+    expect(metadata.readBuildDateEnv()).toBe("2026-10-03");
+    delete (globalThis as { process?: unknown }).process;
+    expect(metadata.readBuildDateEnv()).toBeUndefined();
+  } finally {
+    (globalThis as { process?: unknown }).process = saved;
+    if (savedEnv === undefined) delete process.env.BUN_PUBLIC_BUILD_DATE;
+    else process.env.BUN_PUBLIC_BUILD_DATE = savedEnv;
+  }
+});
 
 test("a full commit SHA links to the exact source revision", () => {
   expect(commitHref("61e7093c36f9a0111a5f1c8776aba4894c88ebc4"))
@@ -16,7 +32,7 @@ test("an absent stamp reads as development, not as a blank or a lie", () => {
   expect(describeBuild("")).toBe("development");
 });
 
-test("build.ts's default timestamp becomes a date", () => {
+test("a legacy timestamp version becomes a date", () => {
   // String(Date.now()) for 2026-09-02T00:00:00Z.
   expect(describeBuild("1788307200000")).toBe("2026-09-02");
 });

src/ui/buildVersion.ts

@@ -1,8 +1,7 @@
 /**
  * The build stamp shown in the colophon.
  *
- * `build.ts` already computes a version for the service worker; this exposes
- * the same value to the app bundle. It is genuinely absent in development,
+ * `build.ts` injects the source ref and the UTC date separately. They are absent in development,
  * which is the normal case rather than an error.
  */
 
@@ -20,6 +19,17 @@ export function readBuildVersionEnv(): string | undefined {
   }
 }
 
+/** Build-time UTC date, never the date the owner happens to open the app. */
+export function readBuildDateEnv(): string | undefined {
+  try {
+    return process.env.BUN_PUBLIC_BUILD_DATE;
+  } catch {
+    return undefined;
+  }
+}
+
+export const BUILD_DATE = readBuildDateEnv();
+
 /** A millisecond epoch, used when no Git revision was supplied or available. */
 const EPOCH_MS = /^\d{10,}$/;
 
@@ -34,7 +44,7 @@ const LONG_SHA = /^(?=.*[a-f])[0-9a-f]{12,}$/i;
  * `BUILD_VERSION` may be anything the person building chose — a git sha, a tag,
  * a release number — so an unrecognised value is printed as given rather than
  * reformatted into something it is not. The one shape worth translating is
- * build.ts's source-archive fallback, a `Date.now()` timestamp, because "1756809600000"
+ * a legacy timestamp supplied as the version, because "1756809600000"
  * tells a reader nothing and "2026-09-02" tells them what they wanted to know.
  *
  * ISO rather than a locale format: this string appears in bug reports against

src/ui/components/ExpectedBand.interaction.test.tsx

@@ -0,0 +1,54 @@
+import { GlobalRegistrator } from "@happy-dom/global-registrator";
+if (!GlobalRegistrator.isRegistered) GlobalRegistrator.register();
+(globalThis as { IS_REACT_ACT_ENVIRONMENT?: boolean }).IS_REACT_ACT_ENVIRONMENT = true;
+import { expect, test } from "bun:test";
+import { act } from "react";
+import { createRoot } from "react-dom/client";
+import { createSeedDataset } from "../../domain/seed.ts";
+import { addRecurringCost } from "../../store/actions.ts";
+import { store, today } from "../../store/index.ts";
+import { ExpectedBand } from "./ExpectedBand.tsx";
+
+test("Expected collapses, remembers the choice and restores a typed confirmation amount", () => {
+  localStorage.removeItem("budget2:expand-expected");
+  const monthId = today.slice(0, 7);
+  const data = createSeedDataset(monthId);
+  addRecurringCost(data, { name: "Phone", folderId: null, archived: false,
+    amount: { amount: 30, currency: "DKK" }, startDate: monthId,
+    recurrence: { kind: "everyNMonths", n: 1 }, anchoring: "calendar", splitMode: "percent", splits: [] });
+  const original = { get: store.get, subscribe: store.subscribe };
+  store.get = () => data;
+  store.subscribe = () => () => {};
+  const container = document.createElement("div");
+  document.body.append(container);
+  let root = createRoot(container);
+  const render = () => root.render(<ExpectedBand monthId={monthId} />);
+  try {
+    act(render);
+    const input = container.querySelector("input")!;
+    act(() => {
+      input.focus();
+      Object.getOwnPropertyDescriptor(HTMLInputElement.prototype, "value")!.set!.call(input, "35");
+      input.dispatchEvent(new InputEvent("input", { bubbles: true }));
+      input.dispatchEvent(new KeyboardEvent("keyup", { bubbles: true, key: "5" }));
+    });
+    const toggle = container.querySelector<HTMLButtonElement>('button[aria-expanded]');
+    expect(toggle !== null).toBe(true);
+    act(() => toggle!.click());
+    expect(toggle!.getAttribute("aria-expanded")).toBe("false");
+    expect(container.querySelector("input") === null).toBe(true);
+    expect(container.textContent).toContain("1 expected");
+    act(() => toggle!.click());
+    expect(container.querySelector("input")!.value).toBe("35");
+    act(() => toggle!.click());
+    act(() => root.unmount());
+    root = createRoot(container);
+    act(render);
+    expect(container.querySelector('button[aria-expanded]')!.getAttribute("aria-expanded")).toBe("false");
+    expect(data.purchases).toHaveLength(0);
+  } finally {
+    act(() => root.unmount()); container.remove();
+    Object.assign(store, original);
+    localStorage.removeItem("budget2:expand-expected");
+  }
+});

src/ui/components/ExpectedBand.tsx

@@ -1,4 +1,5 @@
-import { useMemo, useState } from "react";
+import { useId, useMemo, useState } from "react";
+import { ChevronDown } from "lucide-react";
 import { Button } from "@/components/ui/button";
 import { Input } from "@/components/ui/input";
 import { useDataset } from "../hooks/useDataset.ts";
@@ -10,6 +11,7 @@ import { occurrencesByMonth, type Occurrence } from "../../domain/occurrences.ts
 import { addMonths, compareMonths } from "../../domain/months.ts";
 import { parseMoneyInput, type CurrencyOption, type ParsedMoney } from "../moneyInput.ts";
 import { Section } from "./Section.tsx";
+import { useDisplayPreference } from "../hooks/useDisplayPreference.ts";
 import type { Currency, Dataset, IsoDate, MonthId } from "../../domain/types.ts";
 
 /**
@@ -197,6 +199,8 @@ export function ExpectedBand({ monthId }: { monthId: MonthId }) {
   const { mutate, error } = useMutate();
   const fmt = useMoneyFormat();
   const [amounts, setAmounts] = useState<Record<string, string>>({});
+  const [expanded, setExpanded] = useDisplayPreference("budget2:expand-expected", true);
+  const contentId = useId();
 
   const { pending, overdue, comingUp } = useMemo(
     () => expectedGroups(dataset, monthId, today),
@@ -309,7 +313,9 @@ export function ExpectedBand({ monthId }: { monthId: MonthId }) {
             {fmt.money(occurrence.amount.amount, occurrence.amount.currency)}
           </span>
           <span className="text-xs text-budget-ink-muted">
-            Add a purchase and tag it to this cost to record a charge early.
+            {dataset.settings.allowExistingRecurringCost
+              ? "Add a purchase and choose this cost to record a charge early."
+              : "Enable existing bills in Settings → Recurring costs to record an early charge from Add purchase."}
           </span>
         </div>
       </li>
@@ -319,37 +325,47 @@ export function ExpectedBand({ monthId }: { monthId: MonthId }) {
   return (
     <Section
       title="Expected"
-      hint="Committed but not yet spent. These do not touch a post's balance until you confirm one, which records it as an ordinary purchase you can edit or delete afterwards."
+      hint={expanded
+        ? "Committed but not yet spent. These do not touch a post's balance until you confirm one, which records it as an ordinary purchase you can edit or delete afterwards."
+        : `${pending.length} expected · ${comingUp.length} coming up · ${overdue} overdue`}
+      action={<Button variant="ghost" size="sm" aria-expanded={expanded} aria-controls={contentId} onClick={() => setExpanded(!expanded)}>
+        {expanded ? "Collapse" : "Expand"}
+        <ChevronDown aria-hidden="true" className={expanded ? "rotate-180" : ""} />
+      </Button>}
     >
       {error && <p role="alert" className="mb-3 text-sm text-destructive">Could not confirm: {error}</p>}
-      {pending.length > 0 && (
-        <ul className="divide-y divide-budget-rule">
-          {pending.map((occurrence) => row(occurrence, recordedDateFor("pending", today)))}
-        </ul>
-      )}
+      <div id={contentId}>
+        {expanded && <>
+          {pending.length > 0 && (
+            <ul className="divide-y divide-budget-rule">
+              {pending.map((occurrence) => row(occurrence, recordedDateFor("pending", today)))}
+            </ul>
+          )}
 
-      {comingUp.length > 0 && (
-        <div className={pending.length > 0 ? "mt-4" : ""}>
-          <h3 className="mb-1 text-[0.6875rem] font-medium uppercase tracking-wider text-budget-ink-muted">
-            Coming up
-          </h3>
-          <ul className="divide-y divide-budget-rule">
-            {comingUp.map((occurrence) =>
-              occurrence.confirmable
-                ? row(occurrence, recordedDateFor("comingUp", today))
-                : informationalRow(occurrence),
-            )}
-          </ul>
-        </div>
-      )}
+          {comingUp.length > 0 && (
+            <div className={pending.length > 0 ? "mt-4" : ""}>
+              <h3 className="mb-1 text-[0.6875rem] font-medium uppercase tracking-wider text-budget-ink-muted">
+                Coming up
+              </h3>
+              <ul className="divide-y divide-budget-rule">
+                {comingUp.map((occurrence) =>
+                  occurrence.confirmable
+                    ? row(occurrence, recordedDateFor("comingUp", today))
+                    : informationalRow(occurrence),
+                )}
+              </ul>
+            </div>
+          )}
 
-      {overdue > 0 && (
-        <p className="mt-3 text-xs leading-relaxed text-budget-ink-muted">
-          {overdue} earlier {overdue === 1 ? "occurrence has" : "occurrences have"} never
-          been confirmed. Until {overdue === 1 ? "it is" : "they are"}, the projected
-          balance stays lower than the real one by that amount.
-        </p>
-      )}
+          {overdue > 0 && (
+            <p className="mt-3 text-xs leading-relaxed text-budget-ink-muted">
+              {overdue} earlier {overdue === 1 ? "occurrence has" : "occurrences have"} never
+              been confirmed. Until {overdue === 1 ? "it is" : "they are"}, the projected
+              balance stays lower than the real one by that amount.
+            </p>
+          )}
+        </>}
+      </div>
     </Section>
   );
 }

src/ui/components/MonthPieShowcase.test.tsx

@@ -10,6 +10,36 @@ import { monthView } from "../../domain/views.ts";
 import { store } from "../../store/index.ts";
 import { MonthPieShowcase } from "./MonthPieShowcase.tsx";
 
+test("hiding the breakdown stays remembered after remount and leaves its control reachable", () => {
+  localStorage.removeItem("budget2:show-month-breakdown");
+  const data = createSeedDataset("2026-09");
+  const original = { get: store.get, subscribe: store.subscribe };
+  store.get = () => data;
+  store.subscribe = () => () => {};
+  const container = document.createElement("div");
+  let root = createRoot(container);
+  const render = () => root.render(<MonthPieShowcase view={monthView(data, "2026-09")} baseCurrency="DKK" />);
+  try {
+    act(render);
+    const toggle = container.querySelector('input[type="checkbox"]') as HTMLInputElement;
+    expect(toggle).not.toBeNull();
+    expect(toggle.checked).toBe(true);
+    act(() => toggle.click());
+    expect(container.querySelector('svg[role="img"]')).toBeNull();
+    act(() => root.unmount());
+    root = createRoot(container);
+    act(render);
+    const remembered = container.querySelector('input[type="checkbox"]') as HTMLInputElement;
+    expect(remembered.checked).toBe(false);
+    act(() => remembered.click());
+    expect(container.querySelector('svg[role="img"]')).not.toBeNull();
+  } finally {
+    act(() => root.unmount());
+    Object.assign(store, original);
+    localStorage.removeItem("budget2:show-month-breakdown");
+  }
+});
+
 test("pie showcase switches between spending and allocations", () => {
   const data = createSeedDataset("2026-09");
   data.posts[0]!.rules = [{ from: "2026-09", rule: { kind: "fixed", amount: { amount: 250, currency: "DKK" } } }];

src/ui/components/MonthPieShowcase.tsx

@@ -4,6 +4,7 @@ import { monthPieData, type MonthPieMode } from "../monthPie.ts";
 import { useMoneyFormat } from "../hooks/useMoneyFormat.ts";
 import { Section } from "./Section.tsx";
 import { Segmented } from "./Segmented.tsx";
+import { useDisplayPreference } from "../hooks/useDisplayPreference.ts";
 
 const COLORS = ["#0d6b60", "#cc8050", "#537ba8", "#9a6bb1", "#9b8b39", "#ca6574", "#4a9b93", "#816eaf"];
 const OPTIONS = [
@@ -24,6 +25,7 @@ function wedge(start: number, end: number): string {
 
 export function MonthPieShowcase({ view, baseCurrency }: { view: MonthViewModel; baseCurrency: string }) {
   const [mode, setMode] = useState<MonthPieMode>("spending");
+  const [visible, setVisible] = useDisplayPreference("budget2:show-month-breakdown", true);
   const fmt = useMoneyFormat();
   const chart = monthPieData(view, mode);
   let angle = 0;
@@ -32,10 +34,16 @@ export function MonthPieShowcase({ view, baseCurrency }: { view: MonthViewModel;
   return (
     <Section
       title="Monthly breakdown"
-      hint={`Share of this month's ${label} by post${mode === "spending" ? ", including unassigned purchases" : ""}.`}
-      action={<Segmented value={mode} options={OPTIONS} onChange={setMode} label="Pie chart view" />}
+      hint={visible ? `Share of this month's ${label} by post${mode === "spending" ? ", including unassigned purchases" : ""}.` : undefined}
+      action={<>
+        <label className="flex min-h-8 cursor-pointer items-center gap-2 text-sm">
+          <input type="checkbox" checked={visible} onChange={event => setVisible(event.target.checked)} className="size-4 accent-primary" />
+          Show chart
+        </label>
+        {visible && <Segmented value={mode} options={OPTIONS} onChange={setMode} label="Pie chart view" />}
+      </>}
     >
-      <div className="grid items-center gap-5 sm:grid-cols-[minmax(12rem,16rem)_1fr] sm:gap-8">
+      {visible && <div className="grid items-center gap-5 sm:grid-cols-[minmax(12rem,16rem)_1fr] sm:gap-8">
         <div className="mx-auto w-full max-w-56">
           <svg viewBox="0 0 200 200" role="img" aria-label={`${label} pie chart`} className="aspect-square w-full">
             {chart.positiveTotal === 0 ? (
@@ -93,7 +101,7 @@ export function MonthPieShowcase({ view, baseCurrency }: { view: MonthViewModel;
             </div>
           )}
         </div>
-      </div>
+      </div>}
     </Section>
   );
 }

src/ui/components/PurchaseDialog.test.tsx

@@ -0,0 +1,111 @@
+import { GlobalRegistrator } from "@happy-dom/global-registrator";
+if (!GlobalRegistrator.isRegistered) GlobalRegistrator.register();
+(globalThis as { IS_REACT_ACT_ENVIRONMENT?: boolean }).IS_REACT_ACT_ENVIRONMENT = true;
+
+import { afterEach, expect, test } from "bun:test";
+import { act } from "react";
+import type { Root } from "react-dom/client";
+import { createSeedDataset } from "../../domain/seed.ts";
+import { addRecurringCost } from "../../store/actions.ts";
+import { store } from "../../store/index.ts";
+import type { Dataset, Purchase } from "../../domain/types.ts";
+const { createRoot } = await import("react-dom/client");
+const { PurchaseDialog } = await import("./PurchaseDialog.tsx");
+
+const original = { get: store.get, subscribe: store.subscribe, mutate: store.mutate };
+let root: Root;
+let container: HTMLDivElement;
+afterEach(() => {
+  if (root) act(() => root.unmount());
+  container?.remove();
+  Object.assign(store, original);
+});
+
+function mount(data: Dataset, purchase?: Purchase) {
+  store.get = () => data;
+  store.subscribe = () => () => {};
+  store.mutate = async change => { change(data); };
+  container = document.createElement("div");
+  document.body.append(container);
+  root = createRoot(container);
+  act(() => root.render(<PurchaseDialog monthId="2026-09" purchase={purchase} trigger={<button>Add</button>} />));
+  act(() => container.querySelector("button")!.click());
+}
+
+function type(id: string, value: string) {
+  const input = document.getElementById(id) as HTMLInputElement;
+  act(() => {
+    input.focus();
+    Object.getOwnPropertyDescriptor(HTMLInputElement.prototype, "value")!.set!.call(input, value);
+    input.dispatchEvent(new InputEvent("input", { bubbles: true, data: value, inputType: "insertText" }));
+    input.dispatchEvent(new KeyboardEvent("keyup", { bubbles: true, key: value.slice(-1) }));
+  });
+}
+
+function selection() { return document.getElementById("purchase-recurring") as HTMLSelectElement; }
+function select(value: string) {
+  act(() => { selection().value = value; selection().dispatchEvent(new Event("change", { bubbles: true })); });
+}
+async function save() {
+  const button = [...document.querySelectorAll<HTMLButtonElement>('[role="dialog"] button')].find(b => b.textContent === "Save")!;
+  expect(button.disabled).toBe(false);
+  await act(async () => { button.click(); });
+}
+function withBill() {
+  const data = createSeedDataset("2026-09");
+  const bill = addRecurringCost(data, { name: "Phone", folderId: null, archived: false,
+    amount: { amount: 30, currency: "DKK" }, startDate: "2026-09",
+    recurrence: { kind: "everyNMonths", n: 1 }, anchoring: "calendar", splitMode: "percent", splits: [] });
+  return { data, bill };
+}
+
+test("saving and reopening a new purchase clears the visible total", async () => {
+  const data = createSeedDataset("2026-09");
+  mount(data);
+  type("purchase-description", "Groceries");
+  type("purchase-amount", "123.45");
+  await save();
+  expect(data.purchases[0]!.total.amount).toBe(123.45);
+  act(() => container.querySelector("button")!.click());
+  expect((document.getElementById("purchase-amount") as HTMLInputElement).value).toBe("");
+  expect((document.getElementById("purchase-description") as HTMLInputElement).value).toBe("");
+});
+
+test("new purchases offer creation instead of existing bills by default", async () => {
+  const { data, bill } = withBill();
+  mount(data);
+  expect(selection().value).toBe("none");
+  expect(selection().querySelector(`option[value="${bill.id}"]`) === null).toBe(true);
+  type("purchase-description", "Subscription");
+  type("purchase-amount", "50");
+  select("__new__");
+  await save();
+  expect(data.recurring).toHaveLength(2);
+  expect(data.recurring[1]!.name).toBe("Subscription");
+  expect(data.purchases[0]!.source?.recurringId).toBe(data.recurring[1]!.id);
+});
+
+test("enabling existing bills lets a new purchase settle the selected bill", async () => {
+  const { data, bill } = withBill();
+  data.settings.allowExistingRecurringCost = true;
+  mount(data);
+  select(bill.id);
+  type("purchase-description", "Phone payment");
+  type("purchase-amount", "30");
+  await save();
+  expect(data.recurring).toHaveLength(1);
+  expect(data.purchases[0]!.source).toEqual({ recurringId: bill.id, occurrenceDate: "2026-09" });
+});
+
+test("editing keeps its saved total and bill even when existing bills are hidden", async () => {
+  const { data, bill } = withBill();
+  const purchase: Purchase = { id: "p", description: "Phone payment", date: "2026-09",
+    total: { amount: 30, currency: "DKK" }, splitMode: "percent", splits: [], schedule: null,
+    source: { recurringId: bill.id, occurrenceDate: "2026-09" } };
+  data.purchases.push(purchase);
+  mount(data, purchase);
+  expect((document.getElementById("purchase-amount") as HTMLInputElement).value).toBe("30");
+  expect(selection().value).toBe(bill.id);
+  await save();
+  expect(data.purchases[0]!.source?.recurringId).toBe(bill.id);
+});

src/ui/components/PurchaseDialog.tsx

@@ -111,8 +111,12 @@ export function PurchaseDialog({ monthId, purchase, trigger }: Props) {
     selected && !offerable.some((cost) => cost.id === selected.id)
       ? [...offerable, selected]
       : offerable;
+  const visibleCosts = dataset.settings.allowExistingRecurringCost
+    ? selectableCosts
+    : selectableCosts.filter(cost => cost.id === purchase?.source?.recurringId);
 
   function reset() {
+    setAmountText(purchase ? String(purchase.total.amount) : "");
     setPlacement(purchase?.placement ? purchase.placement.folderId ?? "__unfiled" : "__ledger");
     setDraft(
       purchase ? fromPurchase(purchase) : emptyDraft(monthId, activePosts[0]?.id ?? ""),
@@ -199,7 +203,7 @@ export function PurchaseDialog({ monthId, purchase, trigger }: Props) {
       }}
     >
       <DialogTrigger asChild>{trigger}</DialogTrigger>
-      <DialogContent className="max-w-lg">
+      <DialogContent className="max-h-[calc(100dvh-2rem)] max-w-lg overflow-y-auto">
         <DialogHeader>
           <DialogTitle>
             {purchase ? "Edit purchase" : bulkMode ? "Add many purchases" : "Add purchase"}
@@ -416,17 +420,17 @@ export function PurchaseDialog({ monthId, purchase, trigger }: Props) {
               }}
             >
               <option value="none">None</option>
-              {selectableCosts.map((cost) => (
+              {visibleCosts.map((cost) => (
                 <option key={cost.id} value={cost.id}>
                   {cost.name}
                 </option>
               ))}
-              <option value={NEW_COST}>+ New recurring cost…</option>
+              <option value={NEW_COST}>Create a recurring cost for this purchase…</option>
             </NativeSelect>
             <p className="text-xs text-budget-ink-muted">
-              Tag this purchase as a charge for one of your bills: for one
-              measured from the last charge, that also restarts its cycle
-              from today.
+              {dataset.settings.allowExistingRecurringCost
+                ? "Create a new bill or record a charge for an existing one. A bill measured from its last charge restarts from this purchase's date."
+                : "Create a bill that repeats from this purchase. To choose an existing bill, enable that option in Settings → Recurring costs."}
             </p>
             {/* An anchored cost stays SELECTED when the date drops to
                 month-only (the selection is never taken away out from under
@@ -563,7 +567,7 @@ export function PurchaseDialog({ monthId, purchase, trigger }: Props) {
               )}
               <p className="text-xs text-budget-ink-muted">
                 This purchase becomes its first charge. Anchored to the last
-                charge, its cycle restarts from today rather than from a fixed
+                charge, its cycle restarts from this purchase's date rather than from a fixed
                 grid.
               </p>
             </fieldset>

src/ui/hooks/useDisplayPreference.ts

@@ -0,0 +1,22 @@
+import { useCallback, useState } from "react";
+
+/** Per-browser display choices, like theme; never part of an exported budget. */
+export function useDisplayPreference(key: string, fallback: boolean) {
+  const [value, setValue] = useState(() => {
+    try {
+      const saved = localStorage.getItem(key);
+      return saved === "true" ? true : saved === "false" ? false : fallback;
+    } catch {
+      return fallback;
+    }
+  });
+  const update = useCallback((next: boolean) => {
+    setValue(next);
+    try {
+      localStorage.setItem(key, String(next));
+    } catch {
+      // Keep the control usable when the browser cannot remember the choice.
+    }
+  }, [key]);
+  return [value, update] as const;
+}

src/ui/moneyInput.test.ts

@@ -1,5 +1,22 @@
 import { test, expect, describe } from "bun:test";
 import { parseMoneyInput, type CurrencyOption } from "./moneyInput.ts";
+import { createSeedDataset } from "../domain/seed.ts";
+
+test.each([
+  ["30AU$", "AUD"], ["CA$30", "CAD"], ["30 MX$", "MXN"], ["¥30", "JPY"],
+  ["30 AUD", "AUD"], ["30 CAD", "CAD"], ["30 MXN", "MXN"], ["30 JPY", "JPY"],
+])("new budgets accept %s as %s", (input, code) => {
+  const data = createSeedDataset("2026-10");
+  expect(parseMoneyInput(input, data.currencies, "DKK")).toEqual({ amount: 30, currency: code });
+});
+
+test("longer dollar symbols are removed before the plain dollar sign", () => {
+  const options = [...OPTIONS, { code: "AUD", symbol: "AU$" }, { code: "CAD", symbol: "CA$" }, { code: "MXN", symbol: "MX$" }];
+  expect(parseMoneyInput("30AU$", options, "DKK")).toEqual({ amount: 30, currency: "AUD" });
+  expect(parseMoneyInput("CA$30", options, "DKK")).toEqual({ amount: 30, currency: "CAD" });
+  expect(parseMoneyInput("30 MX$", options, "DKK")).toEqual({ amount: 30, currency: "MXN" });
+  expect(parseMoneyInput("30$", options, "DKK")).toEqual({ amount: 30, currency: "USD" });
+});
 
 const OPTIONS: CurrencyOption[] = [
   { code: "DKK", symbol: "kr" },

src/ui/moneyInput.ts

@@ -77,8 +77,11 @@ function detectCurrency(
 
 function stripCurrency(text: string, options: readonly CurrencyOption[]): string {
   let out = text;
-  for (const option of options) {
+  // Strip full symbols first: "$" would otherwise leave the "AU" in "AU$".
+  for (const option of [...options].sort((a, b) => (b.symbol?.length ?? 0) - (a.symbol?.length ?? 0))) {
     if (option.symbol) out = out.split(option.symbol).join(" ");
+  }
+  for (const option of options) {
     out = out.replace(new RegExp(option.code, "gi"), " ");
   }
   return out;
@@ -140,4 +143,3 @@ function parseAmount(text: string): number | null {
   );
   return Number.isFinite(value) ? sign * value : null;
 }
-

src/ui/routes/MonthRoute.tsx

@@ -111,8 +111,15 @@ export function MonthRoute() {
         </div>
 
         <div className="mt-4 flex flex-wrap items-end justify-between gap-x-10 gap-y-2 border-t border-budget-rule pt-3">
-          <dl>
+          <dl className="flex flex-wrap gap-x-10 gap-y-3">
             <Stat label="Spent">{fmt.money(view.totalCharges, base)}</Stat>
+            <Stat
+              label="Actual available"
+              tone={view.actualAvailable < 0 ? "overspend" : "default"}
+              title="This month's income minus actual spending, including unassigned purchases."
+            >
+              {fmt.money(view.actualAvailable, base)}
+            </Stat>
             {view.looseCharges !== 0 && (
               <Stat label="Unassigned">{fmt.money(view.looseCharges, base)}</Stat>
             )}

src/ui/routes/settings/ColophonSection.tsx

@@ -1,6 +1,6 @@
 import type { ReactNode } from "react";
 import { useDataset } from "../../hooks/useDataset.ts";
-import { BUILD_VERSION, COMMIT_HREF, SOURCE_REPOSITORY } from "../../buildVersion.ts";
+import { BUILD_DATE, BUILD_VERSION, COMMIT_HREF, SOURCE_REPOSITORY } from "../../buildVersion.ts";
 import { Section } from "../../components/Section.tsx";
 
 const REPO = SOURCE_REPOSITORY.replace(/^https?:\/\//, "");
@@ -52,6 +52,8 @@ export function ColophonSection() {
         </Entry>
         <Entry label="Build">
           {COMMIT_HREF ? <a href={COMMIT_HREF} target="_blank" rel="noopener noreferrer" className="font-money text-budget-accent underline underline-offset-2 hover:no-underline">{BUILD_VERSION}</a> : <span className="font-money">{BUILD_VERSION}</span>}
+          <span className="text-budget-ink-muted"> · </span>
+          {BUILD_DATE ? <time dateTime={BUILD_DATE} className="font-money">{BUILD_DATE}</time> : <span className="text-budget-ink-muted">no build date</span>}
         </Entry>
       </dl>
     </Section>

src/ui/routes/settings/RecurringSection.test.tsx

@@ -10,6 +10,30 @@ import { store } from "../../../store/index.ts";
 import { addRecurringCost } from "../../../store/actions.ts";
 import { RecurringSection } from "./RecurringSection.tsx";
 
+test("the existing-bill entry setting saves its checkbox value and reports write errors", async () => {
+  const data = createSeedDataset("2026-09");
+  const original = { get: store.get, subscribe: store.subscribe, mutate: store.mutate };
+  store.get = () => data;
+  store.subscribe = () => () => {};
+  store.mutate = async change => { change(data); };
+  const container = document.createElement("div");
+  const root = createRoot(container);
+  try {
+    act(() => root.render(<RecurringSection />));
+    const checkbox = container.querySelector<HTMLInputElement>('#allow-existing-recurring-cost');
+    expect(checkbox !== null).toBe(true);
+    expect(checkbox!.checked).toBe(false);
+    await act(async () => { checkbox!.click(); });
+    expect(data.settings.allowExistingRecurringCost).toBe(true);
+    store.mutate = async () => { throw new Error("Disk full"); };
+    await act(async () => { checkbox!.click(); });
+    expect(data.settings.allowExistingRecurringCost).toBe(true);
+    expect(container.querySelector('[role="alert"]')?.textContent).toContain("Disk full");
+  } finally {
+    act(() => root.unmount()); Object.assign(store, original);
+  }
+});
+
 test("existing post destination requires a selection", async () => {
   const data = createSeedDataset("2026-09");
   data.posts[0]!.archived = true;

src/ui/routes/settings/RecurringSection.tsx

@@ -243,6 +243,24 @@ export function RecurringSection() {
       title="Recurring costs"
       hint="Bills that repeat. Each one projects forward as EXPECTED spending and is confirmed from the month view when the money actually moves — expected never touches a post's real balance. Anchoring decides where the next charge is measured from: the calendar, or the date the last one actually charged. Use the second for a bill that can charge early, like a phone plan that recharges when its data runs out."
     >
+      <div className="mb-4 space-y-1">
+        <label htmlFor="allow-existing-recurring-cost" className="flex min-h-8 cursor-pointer items-center gap-2 text-sm">
+          <input
+            id="allow-existing-recurring-cost"
+            type="checkbox"
+            className="size-4 accent-primary"
+            checked={dataset.settings.allowExistingRecurringCost === true}
+            onChange={event => {
+              const enabled = event.target.checked;
+              void mutate(draft => { draft.settings.allowExistingRecurringCost = enabled; });
+            }}
+          />
+          Allow choosing an existing recurring cost when adding a purchase
+        </label>
+        <p className="max-w-[75ch] text-xs leading-relaxed text-budget-ink-muted">
+          By default, a purchase can create a new recurring cost. Enable this to record a charge for an existing bill from Add purchase. Existing purchase links remain editable.
+        </p>
+      </div>
       <p className="mb-3 text-xs"><a className="underline underline-offset-2" href="#budget-folders">Move and reorder bills in Budget folders</a></p>
       {error && <p role="alert" className="mb-3 text-sm text-destructive">Could not save: {error}</p>}
       {ordered.length === 0 ? (